Attention homeowners in Roland and Sequoyah County: Need an appraisal?![]() The top seven reasons why OK homeowners call on DMS Appraisal Services, LLC.:
Do you own a home in or near Roland? Do you need help deciding the price of your real estate?
At DMS Appraisal Services, LLC., we understand the special needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at DMS Appraisal Services, LLC. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value assessment than yours. Appraisals to remove PMIAn attractive way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experts in helping clients just like you rid yourselves of unwanted PMI insurance. Challenge property tax assessmentsLets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. Getting an appraisal report from DMS Appraisal Services, LLC. is your strongest weapon when challenging your property tax assessment. Recently got a freeze your HELOC?If your house is close to a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. DMS Appraisal Services, LLC. can help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Have you just been handed a copy of your appraisal and you would prefer to have an expert double-check it for verity or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? DMS Appraisal Services, LLC. offers field reviews where we go out and check the subject and comparables in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house. |